
Facts Of The Case:
The appellant, Satheesh V.K., was a borrower who had defaulted on a loan from the Federal Bank, leading the bank to classify the account as a Non-Performing Asset (NPA) and initiate recovery under the SARFAESI Act. Challenging this action, Satheesh filed a writ petition in the Kerala High Court. On October 1, 2024, the High Court disposed of the petition with a directive for him to pay a substantial upfront amount followed by monthly instalments, failing which the bank could proceed with recovery. Unsatisfied, Satheesh filed a Special Leave Petition (SLP) in the Supreme Court. However, after a brief hearing where the Court expressed reservations, his counsel sought and was granted permission to withdraw the SLP, which was then dismissed as withdrawn on November 28, 2024. Subsequently, Satheesh filed a review petition before the High Court, which was dismissed on December 5, 2024. He then returned to the Supreme Court, filing two fresh civil appeals: one challenging the original High Court order and the other challenging the dismissal of his review petition. The core legal dispute before the Supreme Court was the maintainability of these appeals after the unconditional withdrawal of the first SLP.
Procedural History:
The case originated with a writ petition filed by the appellant, Satheesh V.K., before the Kerala High Court under Article 226 of the Constitution, challenging the bank’s SARFAESI recovery actions. The High Court disposed of the petition on October 1, 2024, with a specific repayment directive. Aggrieved, the appellant filed a Special Leave Petition (SLP) before the Supreme Court. However, during a hearing on November 28, 2024, upon sensing the Court’s disinclination to entertain it, the appellant’s counsel withdrew the SLP, and it was dismissed as withdrawn. The appellant then filed a review petition before the Kerala High Court, which was dismissed on December 5, 2024. Consequently, the appellant filed the present civil appeals before the Supreme Court on December 12, 2024—one against the original High Court order and another against the order dismissing the review petition—leading to the instant judgement on their maintainability.
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